What to Do After a Car Accident That Is Not Your Fault in Florida

Car accidents are stressful and can be overwhelming, especially when you’re not at fault. Knowing what to do in these situations can help you protect your rights and make sure you get the compensation you deserve. If you’ve been involved in a car accident in Florida and it wasn’t your fault, here’s what you need to do.

1. Ensure Safety First

After the accident, your first priority should be safety. Move to a safe location if you can, without leaving the scene of the accident. If you’re on a busy road, pull over to the shoulder or a safe area to avoid further accidents. Turn on your hazard lights to alert other drivers. If anyone is injured, immediately call 911 to get medical help for them.

2. Call the Police

Even if the accident seems minor, it’s important to call the police. The police will arrive, document the accident, and create a police report, which will be critical for insurance claims and any potential legal action. Make sure to get the officer’s badge number and the case number for your records. If the officer takes witness statements, ask if you can get a copy of them later.

3. Exchange Information

Next, gather as much information as possible from the other driver(s). This includes:

• Full name
• Address
• Phone number
• Driver’s license number
• License plate number
• Insurance company and policy number

If there are witnesses, get their contact information too. Their statements may be helpful in proving fault. If possible, take photos of the accident scene, the damage to your car, and any other relevant details. This can serve as important evidence in your case.

4. Do Not Admit Fault

Even if you’re shaken or the other driver seems calm, do not admit fault at the scene. Florida is a comparative fault state, which means fault can be shared between parties. Admitting fault could hurt your chances of getting compensation. Let the police and insurance companies determine fault based on evidence.

5. Seek Medical Attention

Even if you don’t feel seriously injured, it’s a good idea to see a doctor after an accident. Some injuries, such as whiplash, might not show up immediately. Getting a medical evaluation can also create a record of your injuries, which could be crucial for your personal injury claim.

6. Contact Your Insurance Company

After the accident, notify your insurance company as soon as possible. Florida uses a no-fault insurance system, which means your insurance will cover your medical expenses, regardless of who caused the accident. Your policy will pay for a portion of your medical bills, and you may be entitled to additional compensation if the other driver is found to be at fault.

7. Consult a Lawyer

If you’ve been injured or your property has been damaged in a car accident that wasn’t your fault, consulting with a personal injury lawyer is a good idea. They can help you understand your rights and navigate the claims process. If the at-fault driver’s insurance company offers you a settlement, a lawyer can review it to ensure it’s fair. Don’t sign anything until you’ve spoken with an attorney.

8. Document Everything

Keep a record of all the details related to the accident. This includes medical records, repair bills for your vehicle, lost wages due to time off work, and any communication with insurance companies. Having detailed documentation can strengthen your case when seeking compensation.

Need Help After A Car Accident?

Being in a car accident that wasn’t your fault can be a frustrating experience, but knowing the right steps to take can help you recover physically, emotionally, and financially. Make sure to prioritize safety, get the proper documentation, and consult with an attorney if needed. If you’re unsure about your legal rights or need help with your case, call (800) 790-5641 for a consultation with an experienced attorney in Tampa, FL.